Leadership Behavior and Loan Default Management in The Banking Sector of Ghana : The Moderating Role of Regulatory Governance
In many emerging economies, financial institutions like banks are crucial to developing countries. Banks are largely into lending, and the issues of default in loans are bound to occur. The role of leadership may be considered critical to effectively managing loan default. This study investigates the extent leadership behaviors influence loan default management and the role regulatory governance plays in the relationship between leadership behavior and loan default management. The research is based on a mixed-method design. A cross-sectional survey design was used to get 313 responses from respondents who are part of the credit delivery cycle in banks in Ghana. Based on the findings of the study, several recommendations can be made. First, since autocratic leadership behavior was found to significantly impact the management of loan default cases in banks, it is recommended that the loan recovery department of financial institutions should be characterized by leaders making decisions unilaterally with little input from subordinates who are not well vexed and experienced in loan management issues. Second, it is also recommended that the leadership structure within the loan recovery department should ensure team members or subordinates complete critical tasks according to schedule to manage loans effectively
Year of publication: |
2023
|
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Authors: | Adjei, Jerry |
Publisher: |
[S.l.] : SSRN |
Subject: | Ghana | Führungsstil | Leadership style | Bank |
Saved in:
freely available
Extent: | 1 Online-Ressource (22 p) |
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Type of publication: | Book / Working Paper |
Language: | English |
Notes: | Nach Informationen von SSRN wurde die ursprüngliche Fassung des Dokuments January 11, 2023 erstellt |
Other identifiers: | 10.2139/ssrn.4322753 [DOI] |
Source: | ECONIS - Online Catalogue of the ZBW |
Persistent link: https://www.econbiz.de/10014256006
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