Local Banks and flood risk : the case of Germany

Bellia, M., Di Girolamo, F ., Pagano, A., Papadopoulos, G.

This paper uses a simulation model to evaluate the effects of river flooding events occurring within Germany on regional' banks. Under a 1.5℃ increase in temperature, the impact is overall rather small, even accounting for the devaluation of loans exposed to floods. However, under a 3℃ increase, bank losses can reach 1% of total assets. We show that the implementation of adaptation solutions would be successful in keeping risks at the current level.

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Year of publication:	2023
Authors:	Bellia, Mario ; Di Girolamo, Erica Francesca ; Pagano, Andrea ; Papadopoulos, Georgios
Publisher:	Ispra : European Commission
Subject:	Physical risk \| river flood events \| dynamic balance sheet \| banking crisis \| Deutschland \| Germany \| Überschwemmung \| Flood \| Bankenkrise \| Banking crisis \| Bankrisiko \| Bank risk \| Risiko \| Risk \| Risikomanagement \| Risk management

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Extent:	1 Online-Ressource (circa 31 Seiten) Illustrationen
Series:	JRC working papers in economics and finance. - Luxembourg : Publications Office of the European Union, ISSN 2467-2203, ZDB-ID 2954761-1. - Vol. 2023, 13
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Amtliche Publikation ; Graue Literatur ; Non-commercial literature ; Arbeitspapier ; Working Paper
Language:	English
Other identifiers:	hdl:10419/283107 [Handle]
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10014465210