Risk and return in industrial insurance

The following paper discusses the challenge between risk an return in the context of the industrial insurance market in Germany. The industrial insurance market is highly competitive. Companies have to cope with low premium levels and high losses resulting in high underwriting deficits. Decreasing investment income reduces the overall profitability of the insurance companies.

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Alternative title:	Risken und Gewinne in der Industrieversicherung
Year of publication:	2001
Authors:	Schradin, Heinrich R. ; Willmes, Oliver M.
Institutions:	Institut für Versicherungswissenschaft <Köln>
Subject:	Versicherungsbetrieb \| operating expenses for underwriting business \| Versicherungswirtschaft \| Industrieversicherung

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0 Abstract
1 Introduction
2 Preliminary remarks on value-based management for insurance companies
3 Fundamentals of a value-based-management approach
4 Managerial options in the business interruption line

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