Senior bank loan officers’ expectations for loan demand: A note

We employ senior bank loan officers' responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers' expectations. Our findings suggest that the adaptive expectations mechanism is compatible with senior bank loan officers' expectations for loan demand from enterprises. Our study contributes to the understanding of the formation of loan demand expectations, and hence our findings can be beneficial for monetary policy purposes.

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Year of publication:	2023
Authors:	Anastasiou, Dimitris ; Khurramovich, Khudoykulov Khurshid ; Kallandranis, Christos
Published in:	Cogent Business & Management. - ISSN 2331-1975. - Vol. 10.2023, 1, p. 1-13
Publisher:	Abingdon : Taylor & Francis
Subject:	adaptive expectations \| bank lending survey \| loan demand \| survey&#x2010 \| based expectations

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Type of publication:	Article
Type of publication (narrower categories):	Article
Language:	English
Other identifiers:	10.1080/23311975.2023.2174247 [DOI] 1880200171 [GVK] RePEc:taf:oabmxx:v:10:y:2023:i:1:p:2174247 [RePEc]
Classification:	C33 - Models with Panel Data ; C53 - Forecasting and Other Model Applications ; D84 - Expectations; Speculations
Source:	EconStor

Persistent link: https://www.econbiz.de/10014527338