Survey on the access to finance of enterprises (SAFE) : analytical report 2024

The survey is based on feedback concerning the economic situation from April to September 2024, collected from 16,000 European businesses, gathered through interviews carried out from September to October 2024. Over 92% of these businesses are SMEs, coming from EU27 as well as Iceland, Liechtenstein, and Norway and since this year from Albania, Bosnia and Herzegovina, Moldova, Montenegro, North Macedonia, Serbia, Türkiye, and Ukraine. The results of the survey provide important evidence of the conditions European businesses face today. SAFE further affirms the Commission's ongoing work to support businesses in the Single Market in the current economic situation.