Tables de mortalité d’expérience incorporant une échelle de projection : adaptation aux cas des retraités en Algérie

Mortality data for Algerian retirees are not available for long periods allowing a direct application of prospective mortality models. The positioning of the experience mortality on an external reference is one of the technical solutions to circumvent data problem. Nevertheless, this procedure remains a little complicated because it requires finding an adequate external reference and to forecast the reference mortality before to be able to project the experience mortality. In this work, we propose a simpler and more efficient method. Starting from a periodic life table of retirees, for which a projection scale is applied, the projected experience mortality rates can be deduced. The results show that retired men have no significant advantages compared to the rest of the population. By contrast, at age 50, retired women can expect to live three years longer than women of the rest of the population.