TechDispatch : card-based payments; Issue 2, 2021

In the last years, citizens have been using many new technologies that facilitate payments; such increase has also accelerated due to the COVID-19 pandemic. Consumers and businesses are looking for a more simple, personalised, and economically feasible way of conducting their day-to-day transactions. Cash payments are are being replaced by cashless payments via an ever-growing landscape of emerging solutions: beyond debit cards or credit cards, contactless payments using Near Field Communication (NFC) or Quick Response (QR) technologies and cardless payments via smartphone apps are just a few examples of new card-based payment methods.