The effects of regulating interchange fees at cost on the ATM market

We show that regulating the interchange fee at cost reduces banks’ incentives to deploy free ATMs over time. Simultaneously, more and more pay-to-use ATMs are deployed by independent ATM deployers. These results are consistent with the recent evolution of the British ATM market.

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Year of publication:	2008-10-03
Authors:	Donze, Jocelyn ; Dubec, Isabelle

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Type of publication:	Book / Working Paper
Language:	English
Notes:	Donze, Jocelyn and Dubec, Isabelle (2008): The effects of regulating interchange fees at cost on the ATM market.
Classification:	G2 - Financial Institutions and Services ; L1 - Market Structure, Firm Strategy, and Market Performance
Source:	BASE

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