THE IMPORTANCE OF ENSURING THE SOLVENCY OF THE BANKING IN OVERCOMING THE DIFFICULTIES ARISING FROM THE FINANCIAL CRISIS

Degree of coverage of risks represents the key to success and survival on a dynamic and innovative financial market. For this reason, is important for bank management, maintaining balanced structure of assets which are weighted to the risk, as well as ensure a proper connection between equity capital and attracted resource. The purpose of the article is to present a method used in the banking activity in order to reduce the effects of the risk of insolvency. Thus, we used the specific modalities for the determining of solvency indicators in order to establish the degree of capitalization of the bank.