The Role of Non-Financial Factors in Internal Credit Ratings

Internal credit ratings are expected to gain in importance because of their potential use for determining regulatory capital adequacy and banks increasing focus on the risk-return profile in commercial lending. Whereas the eligibility of financial factors as inputs for internal credit ratings is widely accepted, the role of non-financial factors remains ambiguous. (...)

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Year of publication:	2003-11-01
Authors:	Grunert, Jens ; Norden, Lars ; Weber, Martin
Published in:	Universität Mannheim - Lehrstuhl für ABWL und Finanzwirtschaft, insbesondere Bankbetriebslehre - Publikationen Journal of Banking and Finance 29 (2005) ; S. 509-531
Publisher:	Universität <Mannheim> / Lehrstuhl für Allgemeine Betriebswirtschaftslehre, Finanzwirtschaft, insbesondere Bankbetriebslehre
Subject:	Kreditrisiko \| Bonität Rating \| Einflussgröße

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Extent:	256000 bytes 31 p. application/pdf
Type of publication:	Article
Language:	English
Classification:	G21 - Banks; Other Depository Institutions; Mortgages ; Financial theory ; Individual Articles ; No country specification
Source:	USB Cologne (business full texts)

Persistent link: https://www.econbiz.de/10009138406