The use of disruptive information technologies for competitive advantage in the banking sector of South Africa.

The main focus of this paper is to determine theimpact of disruptive technology in the ICTenvironment and how new technologies can bemanaged in a secured architecture framework oforganisations in the banking sector. Changemanagement has a specific role to play as anyintroduction of new technology in the workplace isdependent on a successful change managementprocess. Furthermore, the purpose of the researchis to provide insight and principles whencompanies need to make informative decisions onwhen to implement disruptive technology. The term“disruptive technologies” is described andexplained in comparison to sustaining technology.The impact of disruptive technology is discussed interms of the business value of informationtechnologies, the value network of theorganisation, the current security framework of theinformation technology architecture, businessprocesses and standards, approaches to businessstrategy, involvement of executive management andinfluence on customers and clients of theorganisation.