Sengupta, Rajdeep; Hogue, Eric W. - In: Economic Review (2014) Q IV, pp. 5-22
bank failures. As a result, a bank's capital ratio—the ratio of equity capital to total assets—can serve as an important … bank's riskiness and organizational structure affect its capital holdings. They find that banks with higher risk and banks … that are not owned by a bank holding company have higher capital ratios than low-risk and holding-company banks. …