Baugnet, V.; Hradisky, M. - In: Economic Review (2004) III, pp. 43-58
This article first reviews the main determinants of bank loans’ interest rates and offers a brief discussion of the …-through of the central bank rate to market rates and, subsequently, on the pass-through of market rates to retail interest rates … rates survey. Banks with a relatively high degree of capital coverage are found to ask higher lending rates and are probably …