Kuang, Pei; Mitra, Kaushik; Tang, Li; Xie, Shihan - 2023
policy tools, residential loan-to-value (LTV), debt-to-income, and buy-to-let LTV ratio, on British consumers’ housing market … transactions and stock market investments, improved affordability evaluations, and a reduction in planned non-housing spending … affordability deterioration is associated with perceived accelerating house price growth and increased likelihood of a financial …