Online mail order and online retail purchases have increased rapidly in the last five years worldwide, with Covid-19 forcing almost all non-grocery shopping to move online. These practices have increased the availability of new data sources, such as web behavioural variables providing scope for...

Gender is prohibited from use in decision-making in many countries. This does not necessarily benefit females, as this paper shows by analysing a unique proprietary dataset on car loans from an EU bank. The results suggest that inclusion of Gender as a dummy variable is statistically...