English abstract. Employing structured financial planning to manage personal finances is associated with higher levels of financial well-being and increased resiliency to shocks. Therefore, it is important to understand the factors associated with the propensity to plan and what it is that...

Employing structured financial planning to manage personal finances on is associ-ated with higher levels of financial well-being and increased ability to react to shocks. Therefore, it is important to understand the factors associated with the propensity to plan and what it is that promotes...

We investigate to what extent ESG funds present an herding/anti-herding behavior, and the consequences of their investment strategies in terms of both systematic risk exposure and risk-adjusted returns. Our findings document that ESG funds pursue an anti-herding strategy that leads to higher...

Firms that score low on environmental, social, and governance (ESG) indicators exhibit higher expected returns. This negative ESG premium might be driven by higher risk associated with low ESG scores, or it could signal investors' preferences for firms with high ESG scores. The first driver...