This paper explores the determinants of the net interest margin (NIM) using unbalanced panel data from 2003 to 2017. This paper's objective is achieved by using a two-step system generalised method of moment (GMM) for estimation. Three different models are to account for two alternative measures...

This paper explores the determinants of the net interest margin (NIM) using unbalanced panel data from 2003 to 2017. This paper's objective is achieved by using a two-step system generalised method of moment (GMM) for estimation. Three different models are to account for two alternative measures...