Wage insurance provides income support to displaced workers who find reemployment at a lower wage. We analyze wage insurance in the context of the U.S. Trade Adjustment Assistance (TAA) program by merging linked employer-employee Census data to TAA petitions and leveraging a discontinuity in...

Wage insurance provides income support to displaced workers who find reemployment at a lower wage. We analyze wage insurance in the context of the U.S. Trade Adjustment Assistance (TAA) program by merging linked employer-employee Census data to TAA petitions and leveraging a discontinuity in...

This paper analyzes how Health Savings Accounts (HSAs) can be used in conjunction with other savings vehicles to improve retirement preparedness. We build a life-cycle model that incorporates an HSA, a tax-advantaged defined contribution (DC) account, and a liquid taxable account. Individuals...

Workplace benefits now comprise roughly one-third of total employee compensation. At the same time, the choice of benefits has grown increasingly complex. Using a novel survey at 15 universities linked with administrative data on retirement accounts, we examine employee decision-making related...

We examine whether the least educated population groups experienced the worst mortality trends during the 21st century by measuring changes in mortality across education quartiles. We document sharply differing gender patterns. Among women, mortality trends improved fairly monotonically with...