We investigate the welfare implications of endogenizing bank regulation and supervision quality in a dynamic general equilibrium framework. Bank regulation and supervision quality (alpha) affects households through deposit decision, firms through credit pay-back decision, and banks via a fee...

The demagnetizing field of a Co<Subscript>50</Subscript>Fe<Subscript>50</Subscript> free layer in an in-plane micron-sized magnetic tunnel junction (MTJ) can be partially compensated by exchange coupling with a [Co<Subscript>90</Subscript>Fe<Subscript>10</Subscript>/Pt]<Subscript> N </Subscript> multilayer with perpendicular magnetic anisotropy via a Ru interlayer. The perpendicular anisotropy for N = 5...</subscript></subscript></subscript></subscript></subscript>