This paper explores empirical linkages between credit unions' policies and their financial performances, as measured by loan delinquency and profitability, using a unique micro dataset of credit unions in three Latin American countries. The estimated translog profit function is generalized using...

For most of its history, microfinance has focused on credit. Savings, which are very important in helping poor people start a business, mitigate risks, and maintain at least a minimum level of consumption, has traditionally played a secondary role. In recent years, Microfinance Institutions...

Este documento pretende proporcionar orientación al personal del BID sobre cómo preparar proyectos de downscaling, desde la fase de diseño hasta la fase de seguimiento y evaluación, utilizando cualquiera de los diversos instrumentos para proyectos del BID. Dada la importancia del compromiso...

Banks are increasingly entering into microfinance, and donors such as the IDB are increasingly helping them to do so. Despite this trend, banks continue to make a number of common mistakes in attempting to serve the microenterprise sector. A key to successfully serving this sector is to follow...

This document measures access and use of financial services making use of information from household surveys in Latin America and the Caribbean

Este documento pretende proporcionar orientación al personal del BID sobre cómo preparar proyectos de downscaling, desde la fase de diseño hasta la fase de seguimiento y evaluación, utilizando cualquiera de los diversos instrumentos para proyectos del BID. Dada la importancia del compromiso...

The current study gathers together a large database on the funding side of Latin American microfinance institutions (MFIs), providing detailed coverage of 61 regulated MFIs in nine Latin American countries with major microfinance markets. The study goes on to examine the relative costs of the...

Las instituciones de microfinanzas se enfrentan ante varias opciones cuando tienen que decidir cuál es la mejor manera de financiarse: emitir acciones, emitir bonos, obtener préstamos comerciales o concesionales y movilizar ahorros. En este estudio se exploran las tendencias, los costos y...