We investigated the value of credit borrowers’ social media posts, such as microblog posts, in the prediction of their credit risk. We used a mixed methodology to enhance credit assessment models with theory-driven features. On the basis of general strain theory, we proposed a set of...

This article describes how MOOCs, being a new global education and technology phenomenon, present both opportunities and challenges to educators and learners. The lack of face-to-face engagement introduces a sense of isolation in students, resulting in a high dropout rate. To this end, online...