Song, Ziheng; PingNg, Chun; Zhou, Yuan; Washington, Patick - In: Journal of Applied Economics 27 (2024) 1, pp. 1-18
The potential of FinTech algorithms to decrease gender bias in credit decisions is limited by the impartiality of the … approach to estimate the effect of FinTech algorithms on gender bias in credit decisions, focusing on female loan approval … rates. Our results show that by controlling the other factor, banks with credit algorithms significantly increased the loan …