Despite its growing success, open banking (OB) struggles to present a coherent identity. Indeed, despite its widespread adoption around the world, various models can be identified based on rationales, the nature of data-sharing obligations, and the standardisation process. Against this...

In the digital age, banks must urgently transform their traditional lending processes. This necessity is intensified by the growing competition from digital providers and customers' increasing expectations for efficiency and speed in financial services. Particularly in the business banking...

Purpose - This paper offers an overview of the burgeoning literature on open banking, focusing on its implications for the financial sector. Design/methodology/approach - The paper reviews the recent developments in the nascent literature of open banking. In particular, it discusses the...