Obviously, the monetary integration aims at some competitive advantages being obtained. Highlighting them, in opposition with the inherent disadvantages, consisted in the subject of our research. Our belief is that, at least until now, no scenarios have been imagined to present us how the...

Lately, Romanian courts had to face a large number of causes in which National Agency for the Protection of the Consumers and/or the consumers requested the lack of effects of the abuses clauses included in the agreements of bank credits entered into between consumers and professionals. Although...

The member states of EU have accepted the candidature of Romania and Bulgaria. This paper presents the most importants issues drawn forward by this agreement. Romania shares the same situation, obligations and engagements as the other member states. Romania must favor the implementation of...