Search Results - subject:"Bank regulation"

Regulation, supervision, and bank risk-taking

Repullo, Rafael - 2025

Persistent link: https://www.econbiz.de/10015410472

Bibow, Jörg - 2025

For the past hundred years or more, payments have been primarily associated with banking, and banking as we know it today-being the result of many centuries of evolution-features a bundling of (at least) three main lines of business: lending, deposit-taking, and payment services. In the past 15...

Persistent link: https://www.econbiz.de/10015449402

The theory of financial stability meets reality

Boyarchenko, Nina; Hachem, Kinda; Kleymenova, Anya - 2025

synthesize knowledge about the design and implementation of bank regulation and identify areas where more work is needed. We … present a simple framework for organizing the relevant ideas, namely the externalities that motivate bank regulation, the … work in these areas is that academic studies of bank regulation and accounting discretion require a more unified approach …

Persistent link: https://www.econbiz.de/10015418052

The impact of bank regulation on commercial bank performance : evidence from South Africa

Gwatidzo, Tendai - In: The South African journal of economics 93 (2025) 1, pp. 86-111

Persistent link: https://www.econbiz.de/10015401124

The 2023 Banking Turmoil : lessons for EU resolution authorities

Cirillo, Nicola; Pennesi, Francesco; Laviola, Sebastiano - In: The journal of financial crises 6 (2024) 4, pp. 1-54

Persistent link: https://www.econbiz.de/10015403691

The nonbank footprint of banks

Cetorelli, Nicola; Prazad, Saketh - 2024

U.S. bank holding companies (BHCs) have developed a very significant nonbank footprint over the years, adding thousands of specialty lenders, brokers and dealers, asset management, and insurance subsidiaries to their organizations. These nonbank subsidiaries represent a sizeable share of...

Persistent link: https://www.econbiz.de/10015069760

Where do banks end and NBFIs begin?

Acharya, Viral V.; Cetorelli, Nicola; Tuckman, Bruce - 2024

In recent years, assets of nonbank financial intermediaries (NBFIs) have grown significantly relative to those of banks. These two sectors are commonly viewed either as operating in parallel, performing different activities, or as substitutes, performing substantially similar activities, with...

Persistent link: https://www.econbiz.de/10015069766

Keep calm, but watch the outliers : deposit flows in recent crisis episodes and beyond

Fascione, Luisa; Oosterhek, Koen; Scheubel, Beatrice; … - 2024

Since the March 2023 banking turmoil, a policy debate has emerged concerning the unprecedented scale and speed of the observed deposit outflows. Have recent stress episodes and developments in technology structurally changed depositors' behaviour? Are the Basel III liquidity coverage ratio (LCR)...

Persistent link: https://www.econbiz.de/10015133917

Political influence, bank capital, and credit allocation

Huang, Sheng; Thakor, Anjan V. - In: Management science : journal of the Institute for … 70 (2024) 11, pp. 8134-8162

Political influence on bank credit allocation is often viewed as being necessary to address social problems like income inequality. We hypothesize that such influence elicits bank capital responses. Our hypothesis yields three testable predictions for which we find supporting evidence. First,...

Persistent link: https://www.econbiz.de/10015145043

Climate change and the macroeconomics of bank capital regulation

Giovanardi, Francesco; Kaldorf, Matthias - 2024

between bank regulation and climate policy. Households value the liquidity of deposits, which are protected by deposit …

Persistent link: https://www.econbiz.de/10014548624