Polasik, Michal; Kotkowski, Radoslaw; Manikowski, Arkadiusz - In: Journal of central banking theory and practice 14 (2025) 3, pp. 105-138
Between 2012 and 2024, Poland-once a laggard in cashless payments among EU countries-underwent a profound transformation. The per capita number of cashless transactions at physical points of sale increased more than eightfold, rising from approximately 30 to over 250 per year, surpassing the EU...
