significant effect on filing for personal bankruptcy. …

This study aims to develop nine different consumer bankruptcy forecasting models with the help of three types of … following questions - (a) Are the three commonly implemented types of neural networks useful in forecasting personal bankruptcy … maximum effectiveness?; (d) Are the newly developed types of ratios effective in forecasting personal risk bankruptcy? The …

Private bankruptcy offers over-indebted persons the possibility to obtain a discharge of debts under certain conditions …. From 1995 to 2023, a total of about 215,000 private bankruptcy petitions were filed in Austria. The annual number of … applying time series and panel econometric methods to Austrian consumer bankruptcy data. We examine their relationship with …

limits and more lenient bankruptcy - affected intergenerational mobility. Surprisingly, we find that the democratization of … bankruptcy policy lowers mobility since low-income households dissave, hit their constraints more often, and reduce investments … in their children. Quantitatively, the democratization of credit is dominated by more lenient bankruptcy policy and so …