Bodorin, Bianca-Eugenia; Ciobanu, Eliza - In: International Journal of Financial Studies : open … 14 (2026) 1, pp. 1-29
security and blockchain shape consumer behaviour. This article examines current FinTech users, focusing on mobile banking …, security perceptions, AI-enabled personalisation and trust in blockchain. A structured online survey of 191 adult users was … shared and not segment-specific. Trust in blockchain is linked to a pro-technology mindset rather than to socio …