. Using subsidiary exposure to countercyclical capital buffer (CCyB) increases, we find that while bank credit to subsidiaries …

show that low competition discourages banks from having a high capital buffer. Stability, bank size and high financing … default encourage banks to build up a high capital buffer. By contrast, PLS financing, total financing and operating … window in building up a capital buffer. Our study has important implications for the Indonesian Financial Service Authority …

. Using subsidiary exposure to countercyclical capital buffer (CCyB) increases, we find that while bank credit to subsidiaries …

capital buffer requirement in Germany affect lending to firms. We find evidence showing that tightening the countercyclical … capital buffer leads German banks to reduce the volume of corporate loans and increase the price of new loans. These effects …