Search Results - subject:"Credit Constraints"

Dynamic credit constraints : theory and evidence from credit lines

Amberg, Niklas; Jacobson, Tor; Quadrini, Vincenzo; … - 2026

We use a comprehensive Swedish credit register to document that firms across the size distribution have access to substantial borrowing capacity via credit lines. However, most firms choose not to use all available credit, even though interest rates are low compared to their return on equity....

Persistent link: https://www.econbiz.de/10015627072

Trade credit, labor employment, and demand for skills : an empirical investigation of Vietnamese small and medium enterprises

Thang Ngoc Bach; Thanh Le - In: Review of development economics : an essential resource … 29 (2025) 2, pp. 721-746

Persistent link: https://www.econbiz.de/10015375081

Factors influencing household debt structure under various credit constraints

Jin, Chenglu; Mao, Weida; Jin, Keru; Yang, Qianqian; … - In: Journal of management science and engineering 10 (2025) 1, pp. 97-110

and informal borrowing and the proportion of formal debt under different credit constraints. Data from the 2018 China … structure vary with the level of credit constraints, underscoring the complexity of household financial behaviors in China …Household debt is a critical component of family financial management, especially considering the prevalence of credit …

Persistent link: https://www.econbiz.de/10015361710

Does climate risk affect the ease of access to credit for farmers? : Evidence from CHFS

Liu, Bei; Ren, Baoping; Jin, Fei - In: International review of economics & finance : IREF 97 (2025), pp. 103813

Persistent link: https://www.econbiz.de/10015326980

Subjective income risk and precautionary saving

Castaldo, Stefano; Tirelli, Mario - In: Economic modelling 143 (2025), pp. 1-17

Persistent link: https://www.econbiz.de/10015193353

The impact of credit constraints and risk tolerance on self-employment : accounting for the hidden majority

Nawaz, Muhammad; Noel, Michael - In: International review of finance : the official journal … 25 (2025) 3, pp. 1-28

Persistent link: https://www.econbiz.de/10015457691

Why are wages of both skilled and unskilled workers lower in poor countries?

Srinivasan, Naveen; Narayanan, Poorna; Prabha, Megana; … - 2025

Persistent link: https://www.econbiz.de/10015463228

The aggregate costs of uninsurable business risk

Boar, Corina; Gorea, Denis; Midrigan, Virgiliu - 2025

Persistent link: https://www.econbiz.de/10015476867

Financial attention and household consumption upgrading

Li, Han; Zhang, Rui - In: International Journal of Financial Studies : open … 13 (2025) 2, pp. 1-19

Based on data from the China Household Finance Survey (CHFS) conducted in 2019, this paper conducted an in-depth study on the impact and mechanism of financial attention on household consumption upgrading. The study found that an increase in financial attention can help to promote household...

Persistent link: https://www.econbiz.de/10015435441

Financial constraints and firm performance: Evidence from SMEs using survey data and propensity score matching

Kotamäki, Mauri - 2025

This paper estimates the causal effect of financial constraints on the short-term performance of Finnish SMEs using survey data from 2016-2024 and propensity score matching (PSM). We examine six outcomes: turnover, employment, investment, profitability, solvency, and innovation, and report...

Persistent link: https://www.econbiz.de/10015619411