Search Results - subject:"Credit risk"

Credit risk prediction using machine learning and deep learning : a study on credit card customers

Chang, Victor; Sivakulasingam, Sharuga; Wang, Hai; … - In: Risks : open access journal 12 (2024) 11, pp. 1-33

99.4%. The outcomes from this study suggest that effective credit risk analysis would aid in informed lending decisions …

Persistent link: https://www.econbiz.de/10015135790

An assessment of credit risk management practices in banks : a case of the Nainital Bank Ltd.

Chandra, Deep; Kandpal, Vinay; Prabha, Vineet - In: International journal of behavioural accounting and finance 7 (2024) 3, pp. 296-313

Persistent link: https://www.econbiz.de/10015339230

Banks' risk taking in credit decisions : influences of loan officers' personality traits and financial risk preference versus bank-contextual factors

Jansson, Magnus; Roos, Magnus; Gärling, Tommy - In: Managerial finance 49 (2023) 8, pp. 1297-1313

Persistent link: https://www.econbiz.de/10014311555

Buy now pay (less) later : leveraging private BNPL data in consumer banking

Laudenbach, Christine; Molin, Elin; Roszbach, Kasper; … - 2025

bank loans due to lower internally assessed credit risk, while those with late BNPL payments face lower approval rates …

Persistent link: https://www.econbiz.de/10015271424

The low-carbon transition, climate commitments and firm credit risk

Carbone, Sante; Giuzio, Margherita; Kapadia, Sujit; … - 2025

-looking emission reduction targets. Panel regression analysis indicates that high emissions are associated with higher credit risk, but …

Persistent link: https://www.econbiz.de/10015272774

Credit risk transfer and systemic risk

Moliterni, Francesco - In: Systemic Risk and Complex Networks in Modern Financial …, (pp. 127-131). 2025

Persistent link: https://www.econbiz.de/10015101833

Bond defaults in China : using machine learning to make predictions

Cui, Bei; Ge, Li; Grecov, Priscila - In: International review of finance : the official journal … 25 (2025) 1, pp. 1-19

Persistent link: https://www.econbiz.de/10015334622

Data mining for the adjustment of credit scoring models in solidarity economy entities : a methodology for addressing class imbalances

Bermudez Vera, Ivan Mauricio; Restrepo, Jaime Mosquera; … - In: Risks : open access journal 13 (2025) 2, pp. 1-16

This study addresses the quantification of credit risk in solidarity economy entities, proposing a new methodology to …

Persistent link: https://www.econbiz.de/10015333680

Audit Program on Artificial Intelligence (AI)-driven credit risk

De Palma, Valeria Anna; Di Maria, Alessandro; Foschini, … - In: Risk management magazine 20 (2025) 1, pp. 4-29

From an Internal Audit perspective, the integration of Artificial Intelligence (AI) into credit risk modelling through … designed to establish robust internal controls over AI-driven credit risk models. Aligned with the Model Risk Management (MRM …

Persistent link: https://www.econbiz.de/10015373726

A Comparative Analysis of Altman's Z-Score and T. Jury's Cash-Based Credit Risk Models with The Application to The Production Company and The Data for The Years 2016-2022

Litvinenko, Alexey - In: Journal of Accounting and Management Information … 22 (2023) 3, pp. 518-553

strengths of the credit risk model based on the cash flow principle? 2) What are the weaknesses of the accrual-based credit risk … model? 3) What are the benefits of the combined use of both cash-based and accrual-based credit risk modeling methods when … analyzing companies? Motivation- nowadays there are no researches comparing the accrual-based credit risk model to a cash …

Persistent link: https://www.econbiz.de/10015196172

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