This note offers a framework to help countries navigate, as well as tools to help them manage, the trade-offs between CBDC data use and privacy protection. It addresses retail CBDC, as data access and privacy-preserving considerations in a wholesale environment are similar to those of the...

Over 100 central banks around the globe are exploring central bank digital currencies (CBDCs) to modernize payment systems. They aim to explore potential benefits, risks, and the broad range of new capabilities CBDCs might offer. Some view CBDC exploration as an opportunity to rethink their...

This study investigates the landscape of cyber-financial risks across Europe by identifying distinct risk profiles based on financial literacy, digital comfort, and economic vulnerability. Utilizing data from the Flash Eurobarometer 525 survey, we employ K-means cluster analysis to categorize...

In the evolving landscape of cybersecurity, traditional information technology (IT) infrastructures often struggle to meet the demands of modern risk management frameworks, which require enhanced security, scalability, and analytical capabilities. This paper proposes a novel artificial...

Purpose The purpose of this paper is to try to reach the main factors that could put national security at risk as a result of government cloud computing programs. Design/methodology/approach The paper adopts the analytical approach to first lay foundations of the relation between national...

The pervasive adoption of digital payment systems globally is a crucial development, shaping the financial landscapes of diverse nations. However, this surge in adoption has precipitated a concerning rise in cybercrimes. This prompts users to reassess preferred payment modes and occasionally...