Search Results - subject:"Data Security"

AI, security, and trust in the digital wallet : evidence from current Romanian FinTech users

Bodorin, Bianca-Eugenia; Ciobanu, Eliza - In: International Journal of Financial Studies : open … 14 (2026) 1, pp. 1-29

smartphones (96.9%). Data security is the dominant decision criterion, rated "very important" by 83.3% of respondents. While 70 …The digitalization of finance has accelerated the diffusion of FinTech and raised new questions about how AI, data … security and blockchain shape consumer behaviour. This article examines current FinTech users, focusing on mobile banking …

Persistent link: https://www.econbiz.de/10015591110

Behavioral intention to adopt FinTech services : a comparative study between digital immigrants and digital natives in Pakistan

Saleem, Muhammad; Haliyana Khalid; Shoaib, Haneen Mohammad - In: Pakistan journal of commerce and social sciences 19 (2025) 2, pp. 279-306

, compatibility, trust, data security, and intention to adopt FinTech services. Moreover, this study emphasizes the importance of … addressing data security concerns and ensuring compatibility with existing financial systems to foster trust and facilitate the …

Persistent link: https://www.econbiz.de/10015448057

Optimising data management systems for SME scalability in South Africa : a vendor perspective

Gaaje, Neo N.; Ogundaini, Oluwamayowa O.; Mlitwa, … - In: South African journal of business management 56 (2025) 1, pp. 1-10

infrastructure and emerging technologies and prioritising data security and interoperability are essentials of operational efficiency …

Persistent link: https://www.econbiz.de/10015596916

Personal data security and stock crash risk : evidence from China's cybersecurity law

Song, Ziwei - In: China journal of accounting research : CJAR 17 (2024) 4, pp. 1-23

Using China's Cybersecurity Law (CSL) as an exogenous shock, I examine how personal data security affects stock crash …. Finally, enhanced personal data security increases firm value and promotes firms' social responsibility to stakeholders …. Overall, I provide evidence of the importance of data security for the digital economy from the perspective of capital market …

Persistent link: https://www.econbiz.de/10015133963

Data security and privacy concerns of AI-driven marketing in the context of economics and business field : an exploration into possible solutions

Alhitmi, Hitmi Khalifa; Mardiah, Alin; Al-Sulaiti, Khalid; … - In: Cogent business & management 11 (2024) 1, pp. 1-9

its ethical and legal consequences are increasing. This article examines concerns regarding data security and privacy in …

Persistent link: https://www.econbiz.de/10015446639

Bricks or clicks? : factors influencing shopping behavior of Generation Z

Kunc, Josef; Novotná, Markéta; Reichel, Vlastimil; … - In: Equilibrium : quarterly journal of economics and … 19 (2024) 2, pp. 521-548

Persistent link: https://www.econbiz.de/10014635391

A cybersecurity risk analysis framework for systems with artificial intelligence components

Camacho, J. M.; Couce-Vieira, A.; Arroyo, D.; Insua, D. R. - In: International transactions in operational research : a … 33 (2026) 2, pp. 798-825

Persistent link: https://www.econbiz.de/10015482795

Detecting cyber fraud in banking transactions via machine learning techniques : implications for financial stability

Konsta, Lamprini; Dimitriou, Dimitrios; Papathanasiou, … - In: FinTech 5 (2026) 1, pp. 1-13

This study empirically investigates the performance of Elastic Machine Learning, an industrial, unsupervised anomaly detection tool, in the identification of fraudulent behavior in banking transactions. Using AI-generated datasets that were designed to simulate realistic banking environments,...

Persistent link: https://www.econbiz.de/10015628409

Adaptive credit card fraud detection : reinforcement learning agents vs. anomaly detection techniques

Mekhlouf, Houda Ben; Moussaid, Abdellatif; Ghanimi, Fadoua - In: FinTech 5 (2026) 1, pp. 1-17

Credit card fraud detection remains a critical challenge for financial institutions, particularly due to extreme class imbalance and the continuously evolving nature of fraudulent behavior. This study investigates two complementary approaches: anomaly detection based on multivariate normal...

Persistent link: https://www.econbiz.de/10015628709

Cyber risk stress testing for banks

Baudino, Patrizia - 2026

Persistent link: https://www.econbiz.de/10015633760