Search Results - subject:"Discouraged Borrowers"

Do macroprudential policies make SMEs more-or-less discouraged to apply for a bank loan?

Anastasiou, Dimitrios; Pasiouras, Fotios; Rizos, Anastasios - 2024

Persistent link: https://www.econbiz.de/10015158168

Determinants of discouraged borrowers and gender as contextual factors : evidence from Indonesian MSMEs

Mardika, Dhoni Rizky Widya; Damayanti, Theresia Woro; … - In: Cogent business & management 11 (2024) 1, pp. 1-13

discouraged borrowers. However, the contextual role of gender is not fully proven because it can only weaken the self …-efficacy effect of discouraged borrowers. This study enriches the literature by proposing discouraged borrowers from a demand factor … commonly known as discouraged borrowers. This issue must be addressed to help micro, small, and medium enterprise actors …

Persistent link: https://www.econbiz.de/10014521069

Financial literacy of micro-entrepreneurs and access to credit

Calcagno, Riccardo; Finaldi Russo, Paolo; Galotto, Ludovica - 2024

Persistent link: https://www.econbiz.de/10014634381

Quantifying credit gaps using survey data on discouraged borrowers

Akbas, Ozan E.; Betz, Frank; Gattini, Luca - 2023

The credit gap in this study is given by the financing needs of firms that are bankable but discouraged from applying for a loan. To quantify the credit gap, we combine a scoring model that assesses the creditworthiness of discouraged firms with a credit allocation rule. Our study covers 35...

Persistent link: https://www.econbiz.de/10014446330

Quantifying credit gaps using survey data on discouraged borrowers

Akbas, Ozan E.; Betz, Frank; Gattini, Luca - 2023 - This Version: 20 September 2023

Persistent link: https://www.econbiz.de/10014443611

The effect of size and productivity on borrowing discouragement for small firms in Colombia

Jaulín-Méndez, Oscar - In: Latin American journal of central banking : LAJCB 3 (2022) 4, pp. 1-9

I estimate the effect micro firms' size and productivity have on the probability of becoming a discouraged borrower: firms that do not use credit from the formal financial system despite needing it. I also estimate the effect that size and productivity have on the probability of becoming...

Persistent link: https://www.econbiz.de/10014375491

Only the brave : improving self-rationing efficiency among discouraged Swiss SMEs

Wernli, Reto; Dietrich, Andreas - In: Small business economics : an international journal 59 (2022) 3, pp. 977-1003

Persistent link: https://www.econbiz.de/10013459613

Has previous loan rejection scarred firms from applying for loans during Covid-19?

Cowling, Marc; Liu, Weixi; Calabrese, Raffaella - In: Small business economics : an international journal 59 (2022) 4, pp. 1327-1350

Persistent link: https://www.econbiz.de/10013459655

Innovation and borrower discouragement in SMEs

Brown, Ross; Liñares-Zegarra, José M.; Wilson, John O. S. - In: Small business economics : an international journal 59 (2022) 4, pp. 1489-1517

Persistent link: https://www.econbiz.de/10013459675

Does digital finance help reduce self-rationing of small and medium-sized enterprises? : evidence from China

Chen, Haiqiang; Yuan, Yuling - In: Economic and political studies : EPS 12 (2024) 4, pp. 421-440

Persistent link: https://www.econbiz.de/10015175483