The digitalization of finance has accelerated the diffusion of FinTech and raised new questions about how AI, data security and blockchain shape consumer behaviour. This article examines current FinTech users, focusing on mobile banking, security perceptions, AI-enabled personalisation and trust...

Over the last few decades society has lost significant trust in the work of the scientific community and debated the trustworthiness of scientific findings and (policy) implications. In response, an open science framework has been proposed based on accessibility and transparency of data and...

Purpose - This study examines the determinants affecting the adoption of blockchain technology in Jordanian audit businesses, emphasizing age disparities among auditors. This study significantly contributes by analyzing generational differences in blockchain technology (BCT) uptake, offering...

The integration of blockchain technology and the Internet of Things offers substantial potential to improve sustainability, transparency, and operational efficiency in supply chains. However, identifying the most appropriate blockchain-Internet of Things use case remains a complex multi-criteria...

Around three quarters of Bitcoin transactions take place off-chain. Despite their significance, the vast majority of the empirical literature on cryptocurrencies focuses on on-chain transactions. This paper presents one of the first analysis of both on- and off-chain demand- and supply-side...

While the growing, informal adoption of cryptocurrencies exacerbated by Pakistan's inconsistent regulatory stance regarding cryptocurrency adoption and regulation, presents a speculative and volatile threat to the nation's financial stability, a well-designed Central Bank Digital Currency (CBDC)...