This paper carries out an exhaustive analysis of the implementation of e-banking in Spain, the impact of the reduction of bank branches and how both phenomena affect the elderly and the rural world. This allows us to take a picture of the user affected by the digital divide when using e-banking...

This paper examines the impact of online education on inclusivity and accessibility, focusing on undergraduate education. It explores how digital platforms address diverse learning needs and promote educational equity, particularly for students with disabilities. While online education offers...