Beer, Gillian; Chapman, Bruce - Research School of Economics, College of Business and … - 2004
choose the Government’s proposed deferred payment options, HECS-HELP and FEE-HELP. The present values of their HECS …. These alternative systems relate to increasing the HECS charge by 25 per cent for HECS-HELP students and introducing a fee … paid with a debt of $12,500 per year for FEE-HELP students. For HECS-HELP students it is found that the impact of an …