Liu, Liyi; McManus, Douglas A. - 2023
This paper identifies an important mechanism through which the homeownership gap among racial groups can be narrowed … score, and a Social skill score based on Demings (2017)—are shown to affect education, income, and homeownership levels … homeownership. We show that the AFQT score measuring cognitive skills not only has direct effects on the homeownership rate, but …