This paper investigates the link between bank-firm lending relationships and monetary policy pass-through, focusing on …

economy. We show that excessively parsimonious borrowing and lending can arise in a stigma-free model where the banking sector …

household credit and consumption data from Germany, we study how lending to households was impacted by the influx of cross …. Regional banks that were highly exposed to fluctuations in foreign capital inflows increased consumer lending to riskier, lower … their lending on the extensive margin. The analysis concludes that Improved access to credit enables lower-income customers …

In the peer-to-peer (P2P) lending market, current studies focus on two categories of approaches to evaluate the loans … Lending Club. Results indicate that our approach outperforms the sole scoring methods by identifying loans with higher profit …