This study evaluates the utility derived by policyholders in a Danish pension company, from their life insurance … understanding of policyholders' evaluations of their current life insurance coverage. Utilizing a continuous-time life cycle model …, we optimize consumption and life insurance decisions during the accumulation phase, applying well-established theoretical …

After 35 years of a free market in Poland, three life insurance companies have gained a dominant position in the market … primary focus of this research was to analyse the opinions of the top 438 agents from dominant life insurance companies. A … relevant for future academic research in management sciences and improving organisational effectiveness, particularly in life …

Income is often viewed as the main determinant of life insurance demand. However, in the last two decades, the world …'s life insurance penetration has continued to decrease even as income grows. This study investigates the relationship between … income and life insurance demand using panel data from forty-one countries from 2013 to 2022, along with education and life …

-price process, to compare consumption streams and utilize life insurance as a strategic hedging instrument. To model the ability of … insurance companies to hedge the mortality risk of consumer pools, we introduce the concept of life insurance completeness … assumptions, demonstrating that life insurance primarily serves as a mortality risk hedge rather than a bequest motive. This …