Patient moral hazard is a significant issue in healthcare system reform and a prominent factor affecting the efficiency … employs a staggered DID model to analyze the impact of patient moral hazard on the healthcare service utilization. The … moral hazard leading to increased healthcare service utilization. Third, patient moral hazard is mainly manifested in the …

Moral hazard in health insurance arises when insured individuals are incentivized to over-utilize healthcare services …, especially when they face low out-of-pocket costs. While existing literature primarily addresses moral hazard through qualitative …-Deductible Health Plans (HDHPs), and seeks to mitigate moral hazard by aligning the interests of both insurers and insured. Our analysis …

in der Praxis erhebliche Verantwortungsdefizite feststellen, die insbesondere auf Fehlanreize durch Moral Hazard … practice, which are to be attributed in particular to wrong incentives due to moral hazard. Mitigating …

performance-based pay. But like any insurance product, these contracts are prone to market distortions through moral hazard and … wage offers as an instrument for hourly wage take-up, I find evidence of both moral hazard and adverse selection. Hourly …

and employed in cooperatives. The effect is driven by co-op members, hard-to-diagnose (and, hence, more prone to moral … hazard reporting problems) musculoskeletal conditions and large cooperatives. Conventional firms used dismissals more …