Simatele, Munacinga; Kabange, Martin - In: Journal of risk and financial management : JRFM 15 (2022) 9, pp. 1-14
Financial inclusion is a critical tool in the fight against poverty. This is especially important in economies where informal markets are prevalent due to the pervasion of market failures. Marginal identities such as gender, income and race are generally noted in the literature as factors...