Al-Debei, Mutaz M.; Al-Hujran, Omar; Al-Adwan, Ahmad Samed - In: Financial innovation : FIN 10 (2024), pp. 1-47
fndings indicate that IRT based FinTech usage in ATMs is proportional to its perceived value. In descending order of efect …, fnancial security, FinTech-enabled hygiene, and convenience benefts positively impact perceived value. Privacy, fnancial, and … physical risks have nega‑ tive impacts on perceived value, whereas performance risk has no efect. This study contributes to the …