Andrés Sánchez, Jorge de; González-Vila Puchades, Laura - In: Risks : open access journal 13 (2025) 2, pp. 1-27
Longevity risk affecting older adults can be transferred to the insurance market by purchasing a lifetime annuity. Special-rate life annuities, which are priced, among other factors, on the basis of health and lifestyle factors, go beyond traditional considerations of age and sex by using...