Akhmetova, Ardak; Shayakhmetova, Assem; Abdurakhmanov, … - In: Risks : open access journal 14 (2026) 2, pp. 1-15
The rapid expansion of small and medium enterprise (SME) lending has intensified the need for accurate and interpretable credit risk forecasting. Financial institutions must anticipate potential business loan delinquency to maintain portfolio stability and meet regulatory standards. This study...