I design a large-scale field experiment that constructs a randomized credit limit extension isolating selection, anticipation, wealth, and interest rate effects and study the impulse responses on spending, contract choice, and balance sheets. Participants borrow to spend 11 cents on the dollar...

We study the social integration of ethnic minority children in the context of an early childhood program conducted in Turkey aimed at preparing 5-year-old native and Syrian refugee children for primary school. We randomly assign children to groups with varying ethnic composition and find that...

In the context of a voluntary remedial math course for university students, we conduct randomized field experiments to study whether social information can help counteract low participation rates. Incoming students receive postal invitation and reminder letters that inform them about past...