achieve at most two of three objectives: a socially efficient allocation, financial stability (i.e., absence of runs), and …

achieve at most two of three objectives: a socially efficient allocation, financial stability (i.e., absence of runs), and …

Bank failures can stem from runs on otherwise solvent banks or from losses that render banks insolvent, regardless of … bank failures. Bank failures-both with and without runs-are almost always related to poor fundamentals. Low recovery rates … in failure suggest that most failed banks that experienced runs were likely fundamentally insolvent. Examiners …

, and by the lack of quantitative evidence on whether differentiated capital requirements can reduce bank runs and interbank … likelihood of bank runs in the WAEMU area. The study also compares the impact of imposing capital requirements on retail banks … percent for retail banks is found to be sufficient to reduce the probability of bank runs and mitigate interbank market …

: their potential to foster disintermediation of commercial banks and their impact on the likelihood and dynamics of bank runs … eliminate the equilibrium conditions for bank runs by providing timely and sufficient liquidity to illiquid banks without …

Does the level of deposits matter for bank fragility and efficiency? In a banking model with endogenous bank runs and a … bank runs. In an economy with panic-driven runs, higher deposits make banks less fragile, while the opposite is true when … runs are only driven by fundamentals. The effect of deposits is not internalized by depositors. A saving externality arises …