Search Results - subject:"Sparen"

Household consumption in Colombia: a nonlinear cointegrating approach

Arango Thomas, Luis Eduardo; Flórez, Luz A.; Posada, … - 2026

Persistent link: https://www.econbiz.de/10015617560

Risk aversion, self-control, commitment savings device and benchmark-defined undersaving among nano enterprises in urban slums : a logistic regression approach

Osifodunrin, Edward A.; Lopes, José Dias - 2026

Low-income individuals are unlikely to save relatively large sums on a regular basis; however, many still fall short of even the modest threshold required for long-term financial security. This study examines the determinants of benchmark-defined undersaving among retail e-payment agents (REAs)...

Persistent link: https://www.econbiz.de/10015591438

Public savings banks as transformative agents for an eco-social future? : towards a sustainable savings and investment union

Klüh, Ulrich; Naji, Ilia; Ötsch, Silke - 2026 - This version: June 9, 2026

The paper explores whether and how public savings banks can be transformed into meaningful agents of change for a more sustainable financial system. It outlines concrete elements of an ambitious transition program. We take as context the efforts to further integrate European financial markets...

Persistent link: https://www.econbiz.de/10015654674

Windfall income shocks with finite planning horizons

Boutros, Michael - 2026

I study how the cognitive demands of financial planning shape household decisionmaking with respect to consumption out of windfall income shocks. I build a quantitative model of bounded rationality in which reoptimization is costly. Households respond to windfall income shocks by choosing a...

Persistent link: https://www.econbiz.de/10015580415

A model of consumption with mental accounting and heterogeneous agents

Gimeno-Ribes, Jaime - 2026

Persistent link: https://www.econbiz.de/10015655481

The investing-saving relationship debate between opposing views : a panel analysis across main economic regions

Focacci, Antonio - 2026

This paper focuses on an empirical analysis of the relationship between investing and saving, taking into account various economic regions. The economic aggregates are selected following the International Monetary Fund (IMF) standard classification. The investigation is developed within the...

Persistent link: https://www.econbiz.de/10015625989