Search Results - subject:"alternative data"

The roles of alternative data and machine learning in Fintech lending : evidence from the LendingClub consumer platform

Jagtiani, Julapa; Lemieux, Catharine M. - 2018

. There have been concerns about the use of alternative data sources by fintech lenders and the impact on financial inclusion … nontraditional alternative data have been increasingly used by fintech lenders. Furthermore, we find that the rating grades (assigned … based on alternative data) perform well in predicting loan performance over the two years after origination. The use of …

Persistent link: https://www.econbiz.de/10011891843

Why Are Americans More Productive Than Canadians?

Sharpe, Andrew - Center for the Study of Living Standards (CSLS) - 2003

The objective of this paper is to document the evolution of the Canada-U.S. labour productivity gap and to offer an explanation of why Americans have been and continue to be, on average, more productive than Canadians. This focus on relative productivity levels is in contrast to the typical...

Persistent link: https://www.econbiz.de/10005481842

Why are Americans More Productive than Canadians?

Sharpe, Andrew - In: International Productivity Monitor 6 (2003) Spring, pp. 19-37

Historically, per capita income in the United States has exceeded those in Canada and this difference has reflected higher labour productivity levels south of the 49th parallel. In this article, Andrew Sharpe of the Centre for the Study of Living Standards provides estimates of the size of the...

Persistent link: https://www.econbiz.de/10005481856