financial services. Particularly in the business banking sector, traditional credit processes are often characterized by lengthy … inquiries. This paper examines the role of open banking and automated transaction analysis as key factors in the digital …

Banking has evolved from ancient times of using grain banks and temple lending to modern banking practices. The … transformation of the banking sector has ensured that banks play the crucial role of facilitating faster and efficient service … delivery. This paper traced the evolution of banking and examined associated disruptions, opportunities, and challenges. With …

This paper examines the impact of banking digitalization in Spain, focusing on the consequences of branch closures and … e-banking adoption. The findings reveal that a lower density of bank branches per 1000 inhabitants significantly … increases the propensity to use e-banking. However, digital financial inclusion remains uneven, with age, digital skills, gender …

This study emphasizes three solid questions: (i) the extent to which African banking systems are globalized; (ii) the … role of regulation and technology in this process; and (iii) whether economic globalization reinforces banking stability …: automated teller machine proliferation fosters cross-border activity, whereas mobile banking, though active for domestic …

in remote areas, alongside digital banking platforms, Al-Amal Bank successfully mitigates barriers such as distance, cost …

the scholarly research outputs discussing the emerging risks in the fintech-driven digital banking environment … countries shows the multifaceted effects of fintech on banking, including trends in user acceptance, competition, emerging risks … foundation on which a robust risk management framework, which is customized to digital banking existence, can be developed in the …

the retail segment of the banking sector. To obtain the main goal, we conducted in-depth semi-structured interviews with …

development of new, innovative technologies, the banking sector has started creating new products and services and looking for new … to explore several aspects of digital banking services, analyze user expectations, evaluate risks, and gauge how … identified digital banking services as the most important factor when choosing a bank. Furthermore, the results of the study …

banking environment and meet the growing needs of their customers. Innovative advancements help banks digitize their banking … services, operations and management, improve efficiency, productivity and functionality, reduce costs, create new banking … implemented by banks in banking services and management, highlights their main characteristics and analyzes their common benefits …